Card and ACH processing
Enter approved card or bank payments through one staff workspace.
Independent payments expertise. Enterprise-level capability. Real people.
KEYED PAYMENTS · BROWSER-BASED ACCEPTANCE
Take payments securely from wherever work happens.
Take authorized card and ACH payments from a secure browser workspace. Find saved customers, capture invoice details, manage user permissions, and give staff a practical way to collect and report.
PAYMENT TOOLS FROM PAYPACT
A payment workspace for the people doing the work.
Take authorized phone or office payments from a browser. Look up a customer, add the invoice or order reference, and process a card or approved bank payment with the controls your team needs.
From customer lookup to a useful payment record.
Staff can work with new or saved payment details, manage follow-up actions, and find the transaction again. When customers should enter their own details, send a secure payment link instead.
- 01Find the customer
- 02Record the payment
- 03Send the receipt
BUILT INTO THE WORKFLOW
The controls behind a better payment workspace.
Choose the capabilities that fit your workflow. PayPact helps configure the account and gets your team ready to use them.
Customer lookup and saved methods
Find existing customers and select an authorized saved card or bank-payment method.
Invoice, PO, and custom fields
Capture useful references and configure required fields around your workflow.
Transaction follow-through
Manage authorizations, captures, voids, and refunds within the available account permissions.
Permissions for each role
Separate processing, refunds, viewing, and administration. Apply user-level access controls.
Searchable, consolidated reporting
Filter and export activity. View linked merchant accounts together when access is configured.
PAYMENT CHOICES & COST
Give the payment method some thought, too.
ACH can be useful for larger invoices and repeat customers. Eligible payment flows can also support a program to offset card processing fees, with pricing and receipts configured for that program.
Explore ways to offset card feesPRICING SHOWN BEFORE PAYMENT
Card price$1,035
ACH / eCheck price$1,000
PAYMENTS IN YOUR EXISTING SOFTWARE
Need the record inside your business software?
The standalone workspace does not automatically update an ERP or accounting system. We can review a supported connection so customer references, payment status, and reconciliation fit the existing process.
Find your softwareYour software
The payment starts here.
Your CRM or accounting system
INVOICEINV–3016$450.00Customer #1048Awaiting payment
Invoice + reference sent
PayPact payments
Presented with your branding.
PAYMENTS POWERED BY
PayPact
PayPactYour brand.
A better payment experience.
Your companySecure payment
Invoice paymentINV–3016$450.00
CardACH / eCheckApple PayGoogle Pay
Your logo. Your colors. Your experience.
Lower processing costsOptimize pricing. Explore fee-offset options.
More ways to payCards, ACH, and digital wallets.
Back to your software
The record stays connected.
Your CRM or accounting system
SAME RECORD · UPDATEDINV–3016$450.00Customer #1048Paid · matched
- Payment status
- Recorded
- Amount
- $450.00
- Reference
- INV–3016
Payment details return to the right record.
- Customer and invoice references
- Posting through a supported connector
- User access and refund handling
- Card, ACH, and fee-offset compatibility
Available methods, fee-offset programs, and automatic posting depend on the software and configuration. Don’t see your system? Ask about additional and custom integrations.
03SETUP & SUPPORT
A clear path from setup to everyday use.
We confirm the payment methods, account requirements, and operating workflow before your team goes live.
One accountable team across discovery, implementation, support, and optimization.Choose the workflow
Decide whether PayPact tools or a supported software connection is the right starting point.
Configure the details
Set methods, customer references, user access, pricing, and receipts for the approved account.
Test and launch
Check payment and follow-up scenarios, confirm reporting, and prepare the people using the tools.
04COMMON QUESTIONS
Clear answers before the next step.
Can staff process both card and bank payments?+
The virtual terminal supports card transactions and approved ACH. We configure the account, processing limits, required references, and permissions for the way your staff collects payments.
Can customers enter their own payment details?+
Yes. Staff can send an invoice or hosted payment link so the customer enters details on the payment page. Supported customer-facing pages can include Apple Pay and Google Pay; these are not manual card-entry fields in the staff workspace.
Can we control who processes refunds or views transactions?+
User permissions can separate processing, reporting, refunds, viewing, and administration. Available user and transaction settings can also control required fields and access.
Can we use saved customer payment methods?+
Yes, for authorized future use. Staff can find an existing customer and select an available saved method. The payment record displays masked details rather than a full stored card or bank-account number.
Can we offset card processing fees or offer ACH?+
We review the eligible pricing program and supported payment flow alongside ACH. Customer price presentation, card-type treatment, and receipt details are configured for the account.
Will this connect to our accounting system?+
A supported connector is needed for automatic posting. We review your software and workflow before promising that a virtual-terminal transaction will update an invoice or customer balance.
LET'S MAKE THE NEXT STEP CLEAR.
Find the right setup.
Tell us how you collect today. We’ll help you choose PayPact payment tools or review a connection to the software you already use.
Discuss your payment setup