One-time bank payments
Collect eligible ACH payments for an invoice, deposit, or individual transaction.
Independent payments expertise. Enterprise-level capability. Real people.
ACH · ECHECK · BANK PAYMENTS
A practical alternative for bank-to-bank payments.
Add customer-authorized bank payments for invoices, deposits, and repeat billing. Use PayPact’s ACH tools or review a supported connection to your existing business software.
PAYMENT TOOLS FROM PAYPACT
Bank payments with a practical place in your workflow.
Collect approved, customer-authorized bank payments for invoices, service agreements, deposits, and repeat billing. Give customers a secure place to enter details and give your team a record to work from.
A submitted payment is a step—not the settlement.
The customer enters bank details and provides authorization. Your team can follow the payment record and handle follow-up as needed. Approval, processing limits, settlement, and return handling are confirmed for the account.
- 01Capture authorization
- 02Submit the bank payment
- 03Track status and settlement
BUILT INTO THE WORKFLOW
Bank-payment tools for everyday collection.
Choose the capabilities that fit your workflow. PayPact helps configure the account and gets your team ready to use them.
Recurring ACH schedules
Set authorized bank payments to run on a supported recurring schedule.
Invoices and hosted links
Let customers enter bank details through a secure customer-facing payment page.
Saved bank-payment profiles
Use authorized saved methods for repeat transactions without re-entering account details.
Batch payment processing
Process supported ACH batches using the platform’s upload workflow and account controls.
Reporting and payment references
Search payment activity and export the details your team needs for reconciliation.
PAYMENT CHOICES & COST
Add a bank-payment choice beside the card price.
For eligible invoice and payment-page setups, ACH can provide an alternative to the card price. We review ACH pricing separately: offsetting card fees does not make bank-payment processing free.
Explore ways to offset card feesPRICING SHOWN BEFORE PAYMENT
Card price$1,035
ACH / eCheck price$1,000
PAYMENTS IN YOUR EXISTING SOFTWARE
Bring bank payments into the system you already use.
We review ACH support within the exact software connection, including how authorizations, submitted payments, returns, and reconciliation are handled. Standalone ACH capability does not establish what a connector supports.
Find your softwareYour software
The payment starts here.
Your accounting or ERP system
INVOICEINV–1042$1,250.00Customer #1048Awaiting payment
Balance + account reference sent
PayPact payments
Presented with your branding.
PAYMENTS POWERED BY
PayPact
PayPactYour brand.
A better payment experience.
Your companySecure payment
Bank paymentINV–1042$1,250.00
CardACH / eCheckApple PayGoogle Pay
Your logo. Your colors. Your experience.
Lower processing costsOptimize pricing. Explore fee-offset options.
Bank payments in the workflowTrack submission, settlement, and returns.
Back to your software
The record stays connected.
Your accounting or ERP system
SAME RECORD · UPDATEDINV–1042$1,250.00Customer #1048Submitted · matched
- Payment status
- Processing
- Amount
- $1,250.00
- Reference
- INV–1042
Payment details return to the right record.
- ACH support in the connector
- Authorization and processing limits
- Submitted, settled, and returned statuses
- Accounting and reconciliation workflow
Available methods, fee-offset programs, and automatic posting depend on the software and configuration. Don’t see your system? Ask about additional and custom integrations.
03SETUP & SUPPORT
A clear path from setup to everyday use.
We confirm the payment methods, account requirements, and operating workflow before your team goes live.
One accountable team across discovery, implementation, support, and optimization.Choose the workflow
Decide whether PayPact tools or a supported software connection is the right starting point.
Configure the details
Set methods, customer references, user access, pricing, and receipts for the approved account.
Test and launch
Check payment and follow-up scenarios, confirm reporting, and prepare the people using the tools.
04COMMON QUESTIONS
Clear answers before the next step.
What is the difference between ACH and a card payment?+
ACH moves a payment through the bank-payment network rather than the card network. It uses bank-account details and an appropriate customer authorization, with its own processing, settlement, and return behavior.
Can customers pay an invoice by ACH?+
Yes, when ACH is approved and enabled on the invoice or hosted payment page. The same supported page can offer cards and digital wallets as separate payment choices.
Does a submitted ACH payment mean the funds have settled?+
No. Submission is not the same as confirmed settlement. Timing, returns, and account limits depend on the approved ACH setup, and your team needs a process for reviewing payment status.
Can we schedule recurring bank payments?+
Yes. Authorized ACH payments can be configured on supported schedules using saved bank-payment methods.
Is ACH free when we offset card fees?+
Not necessarily. Card-fee offset and ACH pricing are separate. We show the bank-payment costs and account terms alongside the card program so the economics are clear.
Will ACH work in every software integration?+
No. We confirm ACH availability, authorization handling, status updates, returns, and reconciliation in the specific connection. Standalone ACH support does not establish connector support.
LET'S MAKE THE NEXT STEP CLEAR.
Explore bank payments.
Tell us how you collect today. We’ll help you choose PayPact payment tools or review a connection to the software you already use.
Discuss your payment setup