SOFTWARE · ISV · EMBEDDED PAYMENTS
Combine competitive processing economics with a leadership-owned relationship. PayPact helps software partners create more payment revenue while providing senior support across integration, onboarding, growth, and the realities that appear after launch.
PayPact approachBUSINESS FIRSTintegration, onboarding, economics, and support
CUSTOMER EXPERIENCE · PAYMENT MIGRATION
21,759PayPact coordinated the migration of 21,759 saved payment profiles from an established provider into a new ERP-connected payment environment. Billing continued without disruption, and customers didn’t need to resubmit payment information.
The new integration also enabled a card-fee offset program and expanded payment choices to include ACH, Apple Pay, and Google Pay.
Talk through your migration ↗01PAYMENTS ARE A PRODUCT DECISION AND A BUSINESS DECISION
A direct processing platform may provide the rails, but the relationship, economics, and support model are often standardized. PayPact brings the same underlying platform capabilities into a more flexible partnership—using competitive processing buy rates to create additional revenue opportunity while remaining directly accountable to the software company and its merchants.
+WHY SOFTWARE PARTNERS CHOOSE PAYPACT
The partner should benefit from the payment volume it creates, have experienced people accountable for the program, and preserve options as its payment needs evolve.
PayPact can leverage competitive underlying buy rates to create more room between processing cost and merchant pricing—giving the software partner the opportunity to retain a larger share of the revenue it helps generate.
Rather than defaulting to a standard direct-platform split, we can align the commercial model with volume, vertical, distribution, responsibilities, and the long-term growth opportunity.
Software and ISV partnerships are managed by PayPact leadership, providing direct access to payments professionals with more than 30 years of combined industry experience.
We stay involved in pricing, underwriting, merchant boarding, API and gateway coordination, migrations, escalations, go-to-market planning, and the exceptions that appear after launch.
02PARTNERSHIP CAPABILITIES
Start with the right model today while preserving a path toward deeper control when the business is ready.
Choose from a wider payment network, avoid unnecessary lock-in, and design the connection with future portability in mind.
Design application, underwriting, boarding, status, activation, and support workflows.
Keep the user journey inside the software where the architecture and model support it.
Assess sponsorship, risk, compliance, economics, control, implementation, and operating requirements.
Use competitive processing buy rates and a flexible partner share to build stronger economics around the value and volume the software company creates.
Work directly with PayPact leadership across strategy, pricing, technical coordination, escalations, and program growth—not through a layered platform support queue.
03FROM STRATEGY TO SCALE
Technical work should serve a clear merchant experience and commercial outcome.
One accountable team across discovery, implementation, support, and optimization.Map vertical, merchant profile, volume, use cases, payment flow, roadmap, and pain points.
Compare referral, integrated, embedded, agent, PayFac-as-a-service, and full PayFac paths.
Coordinate API, gateway, testing, onboarding, merchant communications, pricing, and support.
Review activation, conversion, revenue, merchant feedback, support issues, and roadmap opportunities.
04COMMON QUESTIONS
A direct platform can provide infrastructure, but it may also box the software company into one provider’s economics, technology roadmap, and support model. PayPact can use multiple platform relationships, competitive buy rates, and a broader payment network to create a more flexible structure while leadership remains accountable for strategy, integration, support, and growth. Portability always depends on the gateway, token vault, processor, and contract, so we plan for data ownership, export rights, and a potential migration path upfront.
Payment revenue is generally created by the margin between merchant pricing and the underlying processing cost. PayPact can leverage lower buy rates and structure a larger partner share based on volume, vertical, responsibilities, risk, and growth expectations. Final economics are documented in the partnership agreement.
The relationship is owned by PayPact leadership and supported by payments professionals with more than 30 years of combined industry experience. We establish clear ownership across PayPact, the software company, processors, gateways, and merchants so issues do not disappear into a generic queue.
LET'S MAKE THE NEXT STEP CLEAR.
Tell us about your business, the opportunities ahead, and what you need from a payments partner. We’ll talk through fit, support, and economics.
Discuss a software partnership